Finance Center

Bartow Ford Company takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Bartow Ford Company Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Bartow Ford Company can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

Let the Finance Center at Bartow Ford Company be Your Guide to the Perfect Deal

Whether you choose a brand-new Ford model from our collection or one of our top-quality, used crossover, SUV or truck models, you can count on the team in our finance center to help you navigate the world of auto financing. We work with your specific needs and budget to find the payment plan you like, and we work with a number of financial institutions and banks throughout the Lakeland, Winter Haven and Auburndale area, to guide our customers to the perfect deal they can live with, every time.

Loan or Lease - Which is Right for You?

Whether you should finance, or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it's a great option if you like always having access to the latest automotive technologies and features. However, it's important to consider that a lease has mileage limits. And, because you won't own the car, you aren't able to make major modifications. With a loan, payments are a little higher, but the car is yours; so, you're paying into equity and can make changes to your heart's content.

Ready to Learn More? Get Started with Us Today

Discovering your favorite new Ford model is only part of the process, and our team here at Bartow Ford Company is ready to help you take the next step. We're proud to serve all of our Lakeland, Winter Haven or Auburndale customers here in Bartow, and we see that your experience is complete with the highest level of service possible. Visit us today to get started toward finding the perfect new crossover, SUV or truck for your budget.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Bartow Ford Company

    2800 US Highway 98 North
    Bartow, FL 33830

    • Sales: 800-533-0425
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Get in Touch

  • Contact our Sales Department at: 800-533-0425
  • Monday8am-7pm
  • Tuesday8am-7pm
  • Wednesday8am-7pm
  • Thursday8am-7pm
  • Friday8am-7pm
  • Saturday8am-5pm
  • SundayClosed